Currency and Payment Rails
United States
ACH
1-3 business days
ACH Now
Same business day
FedNow
Real-time
RTP
Real-time
Wire
Real-time
Open Banking
Real-time
European Union
SEPA
1 business day
SEPA Instant
Real-time
Open Banking
Real-time
United Kingdom
FPS
Real-time
CHAPS
Same business day
Open Banking
Real-time
Africa
Mobile Money Networks
Mobile Money Networks
MTN Money
Mobile Wallet Network
Real-time | Africa
Real-time | Africa
Orange Money
Mobile Wallet Network
Real-time | West & Central Africa
Real-time | West & Central Africa
M-Pesa
Mobile Payment System
Real-time | East Africa
Real-time | East Africa
Airtel Money
Mobile Wallet Network
Real-time | East & Southern Africa
Real-time | East & Southern Africa
Bank Transfer Networks
Bank Transfer Networks
Bank Transfers
Traditional Banking
1-2 business days | Africa
1-2 business days | Africa
USSD Banking
Mobile Banking Codes
Real-time | Nigeria, Ghana, others
Real-time | Nigeria, Ghana, others
Regional Wallets
Regional Wallets
Vodafone Cash
Mobile Wallet
Real-time | Ghana
Real-time | Ghana
TNM Mpamba
Mobile Wallet
Real-time | Malawi
Real-time | Malawi
EFT
E Fund Transfer
Real-time | South Africa
Real-time | South Africa
Asia-Pacific
Instant Payment Systems
Instant Payment Systems
InstaPay
Instant Payment System
Real-time | Philippines
Real-time | Philippines
PESONet
Electronic Fund Transfer
Next business day | Philippines
Next business day | Philippines
Mobile Wallets
Mobile Wallets
GCash
Mobile Wallet
Real-time | Philippines
Real-time | Philippines
PayMaya
Mobile Wallet
Real-time | Philippines
Real-time | Philippines
Bank Transfer Networks
Bank Transfer Networks
Bank Transfers
Traditional Banking
1-2 business days | Thailand, Vietnam, Hong Kong
1-2 business days | Thailand, Vietnam, Hong Kong
Bank Transfers
Traditional Banking
1-2 business days | Singapore, Indonesia
1-2 business days | Singapore, Indonesia
Local Payment Rails
Regional Systems
Varies | Coming Soon
Varies | Coming Soon
Latin America
Instant Payment Systems
Instant Payment Systems
Pix
Instant Payment System
Real-time | Brazil
Real-time | Brazil
Bank Transfer Networks
Bank Transfer Networks
Bank Transfers
Traditional Banking
1-2 business days | Argentina, Brazil, Mexico
1-2 business days | Argentina, Brazil, Mexico
Stablecoins and Chains
Stablecoins
USDC
Most widely supported
USDT
High liquidity
EURC
Euro-denominated
Networks
Solana
Fast, Cheap, Scalable
Stellar
Global, Efficient, Interoperable
Base
Secure, Developer-Friendly, Coinbase-Backed
Polygon
Low-Cost, Ethereum-Compatible, Fast