Worldwide Availability
Carbn Connect facilitates payments through licensed partners in most countries globally, excluding jurisdictions subject to international sanctions or with restrictive regulations.Primary Markets
Established CoverageUnited States, European Union, United Kingdom
Extended Coverage
Broad AccessAfrica, Latin America, SEA, Middle East
Compliance First
Regulatory StandardsKYC/AML requirements enforced globally
Exclusions:
- OFAC sanctioned countries
- High-risk jurisdictions per FATF guidelines
- Regions with prohibitive crypto regulations
Primary Markets
United States ๐บ๐ธ
Supported States
Supported States
Available in: Most US statesState Exclusions:
- New York: Currently not supported due to BitLicense requirements
- Alaska: Regulatory restrictions apply
Supported: Business incorporated in NY but operating primarily from California
Supported: California business banking with NY-based financial institution
Not Supported: Business with primary operations in New York
Not Supported: Business primarily operating from Alaska
Regulatory Framework
Regulatory Framework
Partner Compliance Requirements:
- Licensed partners hold money transmission licenses in applicable states
- Bank Secrecy Act (BSA) compliance through partners
- FinCEN reporting requirements handled by partners
- State-specific regulatory adherence by licensed partners
- Individual consumers (18+ years)
- Business entities (LLCs, Corporations, Partnerships)
- Registered financial institutions
- Required for transactions above $10,000
- Additional verification for high-risk states
- Ongoing transaction monitoring
Documentation Requirements
Documentation Requirements
Individual Users:
- Government-issued photo ID
- Social Security Number verification
- Proof of address (utility bill, bank statement)
- Certificate of incorporation
- EIN (Employer Identification Number)
- Beneficial ownership information (25%+ ownership)
- Operating agreement or bylaws
- Proof of business address
European Union ๐ช๐บ
Supported Countries
Supported Countries
Available in: All EU member statesSpecial Requirements:
Some countries require proof of address verification:
- Croatia
- Cyprus
- Czech Republic
- Estonia
- Hungary
- Latvia
- Lithuania
- Malta
- Poland
- Romania
- Slovakia
- Slovenia
Proof of address must be a recent utility bill, bank statement, or government document dated within the last 3 months.
Regulatory Framework
Regulatory Framework
EU Compliance Standards:
- Markets in Crypto-Assets (MiCA) regulation
- General Data Protection Regulation (GDPR)
- Payment Services Directive 2 (PSD2)
- Anti-Money Laundering Directive (AMLD5)
- PSD2 compliant connections
- Strong Customer Authentication (SCA)
- SEPA instant payment support
- CMA9 equivalent standards
- GDPR compliant data processing
- Right to data portability
- Right to be forgotten
- Explicit consent requirements
Documentation Requirements
Documentation Requirements
Individual Users:
- EU national ID or passport
- Proof of address (required for specific countries)
- Tax identification number where applicable
- Certificate of incorporation
- VAT registration number
- Beneficial ownership disclosure
- Articles of association
- Proof of business address
- Authorized signatory documentation
United Kingdom ๐ฌ๐ง
Coverage Details
Coverage Details
Available in: England, Scotland, Wales, Northern IrelandPartner Regulatory Status:
- Licensed partners are Financial Conduct Authority (FCA) regulated
- Open Banking CMA9 compliance through partners
- Faster Payments Scheme integration via partners
- Independent regulatory framework
- Enhanced compliance requirements
- Separate from EU operations
Regulatory Framework
Regulatory Framework
UK Compliance Standards:
- Financial Services and Markets Act
- Money Laundering, Terrorist Financing and Transfer of Funds Regulations
- Open Banking Implementation Entity (OBIE) standards
- Strong Customer Authentication requirements
- Licensed partners hold Electronic Money Institution (EMI) permissions
- Payment Institution (PI) authorization held by partners
- Consumer credit activities where applicable through partners
Documentation Requirements
Documentation Requirements
Individual Users:
- UK driving license or passport
- Proof of UK address
- National Insurance number
- Companies House registration
- VAT registration (if applicable)
- Beneficial ownership register
- Memorandum and Articles of Association
- Proof of business address
- Director identification
Coverage Map
Europe & North America
Europe & North America
European CountriesNorth America
๐ฎ๐ช
Ireland
EURLive
EURLive
๐ซ๐ท
France
EURLive
EURLive
๐ช๐ธ
Spain
EURLive
EURLive
๐ฉ๐ช
Germany
EURLive
EURLive
๐ณ๐ฑ
Netherlands
EURLive
EURLive
๐ง๐ช
Belgium
EURLive
EURLive
๐ซ๐ฎ
Finland
EURLive
EURLive
๐ฉ๐ฐ
Denmark
EURLive
EURLive
๐ธ๐ช
Sweden
EURLive
EURLive
๐ต๐น
Portugal
EURLive
EURLive
๐ฆ๐น
Austria
EURLive
EURLive
๐ฎ๐น
Italy
EURLive
EURLive
๐ฑ๐บ
Luxembourg
EURLive
EURLive
๐ช๐ช
Estonia
EURLive
EURLive
๐ฑ๐น
Lithuania
EURLive
EURLive
๐ฑ๐ป
Latvia
EURLive
EURLive
๐บ๐ธ
United States
USDLive
USDLive
๐จ๐ฆ
Canada
CADComing Soon
CADComing Soon
Africa
Africa
West AfricaCentral AfricaEast AfricaSouthern Africa
๐ฌ๐ญ
Ghana
GHSLive
GHSLive
๐ณ๐ฌ
Nigeria
NGNLive
NGNLive
๐
CFA Franc Zone
XOFLive
XOFLive
๐
CFA Franc Zone
XAFLive
XAFLive
๐ฐ๐ช
Kenya
KESLive
KESLive
๐น๐ฟ
Tanzania
TZSLive
TZSLive
๐บ๐ฌ
Uganda
UGXLive
UGXLive
๐ท๐ผ
Rwanda
RWFLive
RWFLive
๐ฟ๐ฆ
South Africa
ZARLive
ZARLive
๐ฟ๐ฒ
Zambia
ZMWLive
ZMWLive
๐ง๐ผ
Botswana
BWPLive
BWPLive
๐ฒ๐ผ
Malawi
MWKLive
MWKLive
Asia-Pacific
Asia-Pacific
Southeast Asia & Asia-Pacific
๐ต๐ญ
Philippines
PHPLive
PHPLive
๐น๐ญ
Thailand
THBLive
THBLive
๐ป๐ณ
Vietnam
VNDLive
VNDLive
๐ญ๐ฐ
Hong Kong
HKDLive
HKDLive
๐ธ๐ฌ
Singapore
SGDLive
SGDLive
๐ฎ๐ฉ
Indonesia
IDRLive
IDRLive
Latin America
Latin America
Latin America
๐ฆ๐ท
Argentina
ARSLive
ARSLive
๐ง๐ท
Brazil
BRLLive
BRLLive
๐ฒ๐ฝ
Mexico
MXNLive
MXNLive
Expansion in Progress: Additional countries across all regions coming soon through new licensed partnerships.
Carbn provides technology orchestration services. All financial services are delivered through regulated partners in their respective jurisdictions. Carbn itself does not hold financial licenses and does not operate in the flow of funds.