> ## Documentation Index
> Fetch the complete documentation index at: https://docs.carbn.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# Payment Rails & Currency

Complete reference for supported payment rails, currencies, and collection methods across all Carbn Connect markets. This page provides detailed technical information for each supported region.

***

## Currency and Payment Rails

### United States

<CardGroup cols={3}>
  <Card title="ACH">
    *1-3 business days*
  </Card>

  <Card title="ACH Now">
    *Same business day*
  </Card>

  <Card title="FedNow">
    *Real-time*
  </Card>
</CardGroup>

<CardGroup cols={3}>
  <Card title="RTP">
    *Real-time*
  </Card>

  <Card title="Wire">
    *Real-time*
  </Card>

  <Card title="Open Banking" icon="plus" horizontal>
    *Real-time*
  </Card>
</CardGroup>

***

### European Union

<CardGroup cols={3}>
  <Card title="SEPA">
    *1 business day*
  </Card>

  <Card title="SEPA Instant">
    *Real-time*
  </Card>

  <Card title="Open Banking" icon="plus" horizontal>
    *Real-time*
  </Card>
</CardGroup>

***

### United Kingdom

<CardGroup cols={3}>
  <Card title="FPS">
    *Real-time*
  </Card>

  <Card title="CHAPS">
    *Same business day*
  </Card>

  <Card title="Open Banking" icon="plus" horizontal>
    *Real-time*
  </Card>
</CardGroup>

***

### Africa

<AccordionGroup>
  <Accordion title="Mobile Money Networks" defaultOpen>
    <CardGroup cols={2}>
      <Card title="MTN Money">
        **Mobile Wallet Network**\
        *Real-time* | Africa
      </Card>

      <Card title="Orange Money">
        **Mobile Wallet Network**\
        *Real-time* | West & Central Africa
      </Card>

      <Card title="M-Pesa">
        **Mobile Payment System**\
        *Real-time* | East Africa
      </Card>

      <Card title="Airtel Money">
        **Mobile Wallet Network**\
        *Real-time* | East & Southern Africa
      </Card>
    </CardGroup>
  </Accordion>

  <Accordion title="Bank Transfer Networks" defaultOpen>
    <CardGroup cols={2}>
      <Card title="Bank Transfers">
        **Traditional Banking**\
        *1-2 business days* | Africa
      </Card>

      <Card title="USSD Banking">
        **Mobile Banking Codes**\
        *Real-time* | Nigeria, Ghana, others
      </Card>
    </CardGroup>
  </Accordion>

  <Accordion title="Regional Wallets" defaultOpen>
    <CardGroup cols={3}>
      <Card title="Vodafone Cash">
        **Mobile Wallet**\
        *Real-time* | Ghana
      </Card>

      <Card title="TNM Mpamba">
        **Mobile Wallet**\
        *Real-time* | Malawi
      </Card>

      <Card title="EFT">
        **E Fund Transfer**\
        *Real-time* | South Africa
      </Card>
    </CardGroup>
  </Accordion>
</AccordionGroup>

***

### Asia-Pacific

<AccordionGroup>
  <Accordion title="Instant Payment Systems" defaultOpen>
    <CardGroup cols={2}>
      <Card title="InstaPay">
        **Instant Payment System**\
        *Real-time* | Philippines
      </Card>

      <Card title="PESONet">
        **Electronic Fund Transfer**\
        *Next business day* | Philippines
      </Card>
    </CardGroup>
  </Accordion>

  <Accordion title="Mobile Wallets" defaultOpen>
    <CardGroup cols={2}>
      <Card title="GCash">
        **Mobile Wallet**\
        *Real-time* | Philippines
      </Card>

      <Card title="PayMaya">
        **Mobile Wallet**\
        *Real-time* | Philippines
      </Card>
    </CardGroup>
  </Accordion>

  <Accordion title="Bank Transfer Networks" defaultOpen>
    <CardGroup cols={3}>
      <Card title="Bank Transfers">
        **Traditional Banking**\
        *1-2 business days* | Thailand, Vietnam, Hong Kong
      </Card>

      <Card title="Bank Transfers">
        **Traditional Banking**\
        *1-2 business days* | Singapore, Indonesia
      </Card>

      <Card title="Local Payment Rails">
        **Regional Systems**\
        *Varies* | Coming Soon
      </Card>
    </CardGroup>
  </Accordion>
</AccordionGroup>

***

### Latin America

<AccordionGroup>
  <Accordion title="Instant Payment Systems" defaultOpen>
    <CardGroup cols={1}>
      <Card title="Pix">
        **Instant Payment System**\
        *Real-time* | Brazil
      </Card>
    </CardGroup>
  </Accordion>

  <Accordion title="Bank Transfer Networks" defaultOpen>
    <CardGroup cols={1}>
      <Card title="Bank Transfers">
        **Traditional Banking**\
        *1-2 business days* | Argentina, Brazil, Mexico
      </Card>
    </CardGroup>
  </Accordion>
</AccordionGroup>

***

## Stablecoins and Chains

### Stablecoins

<CardGroup cols={3}>
  <Card title="USDC">
    *Most widely supported*
  </Card>

  <Card title="USDT">
    *High liquidity*
  </Card>

  <Card title="EURC">
    *Euro-denominated*
  </Card>
</CardGroup>

### Networks

<CardGroup cols={2}>
  <Card title="Solana">
    *Fast, Cheap, Scalable*
  </Card>

  <Card title="Stellar">
    *Global, Efficient, Interoperable*
  </Card>

  <Card title="Base">
    *Secure, Developer-Friendly, Coinbase-Backed*
  </Card>

  <Card title="Polygon">
    *Low-Cost, Ethereum-Compatible, Fast*
  </Card>
</CardGroup>

***

## What's Next?

<CardGroup cols={1}>
  <Card title="Create Your First Payment" icon="credit-card" href="/documentation/getting-started/first-payment" arrow="true" horizontal>
    Start implementing payments with your chosen method
  </Card>
</CardGroup>